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A Guide To Our Favorite Products To Celebrate 420 In Massachusetts

Terry Hacienda
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0
A Guide To Our Favorite Products To Celebrate 420 In Massachusetts

It’s not too late to purchase some goodies for 420! Here are some great products you may want to explore.

420 may have started out in California, but it’s quickly become a beloved holiday in Massachusetts.

The Carniroll music and carnival experience is hosting The Roll Up, a music and community celebration headlined by Wiz Khalifa, Waka Flocka Flame, and others on April 15-17 in Northampton.  

Mas Grass Festival, April 23rd-24th, is another cannabis-forward music and community event happening in Greenfield. The event will host 25 bands, feature a Mystical Village, and a 21+ Glass and Grass Lounge.     

the 420 hit list of product to buy
Photo by GDJ via Pixabay

RELATED: Cannabis Sales Have Been Sluggish Lately, Will 4/20 Change This Trend?

Whether you’re going all out or planning a chill get together this year, our curated 420 gift guide has something for every kind of consumer. From artisanal infused chocolates to high-tech vapes, these products are sure to elevate the vibes at any 420 celebration. 

If Candy Is Your Love Language

Koko Gemz Handmade Infused Chocolates  

If you’re searching for a delicious gluten-free cannabis treat on 420, try Koko Gemz Handmade Infused Chocolates. 4Front Ventures’ master chocolatiers selected the highest quality ingredients for these rich, handcrafted Belgian chocolates. Its latest Ruby Red flavor is made from a special blend of ruby cacao beans and contains an elusive flavor with notes of fresh berries.  

incredibles Mile High Mint chocolate bars  

incredibles’ Mile High Mint bar is a great treat to bring along if you’re hiking on 420 and looking to reach peak elevation. The award-winning milk chocolate bar is made with pure THC distillate and contains 10mg of THC per square. The incredibles lineup also includes flavors like Snoozzzeberry, Strawberry Crunch, Peanut Butter Buddha, Monkey Bar and Black Cherry.    

Chewee’s Hand-Crafted Infused Caramels 

Trying to find a gooey, delicious treat for a cannabis-loving sweet tooth? Chewee’s hand-crafted infused caramels are available in indica and sativa blends with flavors like Cappuccino, Caramel Apple, Mocha, Sea Salt, and Classic. Made from only 8 ingredients, each Chewee caramel is vegetarian and gluten-free.    

Hi-Burst Cannabis-Infused Fruit Chews  

For lovers of sweet and sour candy, Hi-Burst infused fruit chews melt in your mouth and are designed to delight and offer a consistent high with each piece. This gluten-free treat is available in indica and sativa and blends and nostalgic flavors including Raspberry Lemonade, Blue Raspberry and Green Apple. 

If You Prefer to Sip Your Cannabis

Levia Infused Seltzer   

If you’ve been on the lookout for a healthier buzz, Levia’s cannabis-infused seltzers deliver a crisp and refreshing taste with zero calories and sugar. The newest seasonal flavor “Mellow Mule” is a hybrid cannabis blend combining ginger with a hint of lime. Mellow Mule launches for a limited time in celebration of 420.   

Hi5 Seltzer 

After the Summer of White Claw in 2019, it was only a matter of time until the cannabis space followed suit.  With 5 mg of THC per can, Hi5 is the perfect alternative to hard seltzers or liquor. This all-natural, zero-calorie infused seltzer is formulated to kick in within five minutes and is available in refreshing flavors such as peach mango, pomegranate and pineapple.   

For Those in Search of a Truly Premium Experience

Terp Stix™ 

Are you headed to a 420 party this year? Terp Stix™ is a canoe-free pre-roll that burns evenly and is designed for smokers with a high tolerance. These high-quality distillate-infused pre-rolls are guaranteed to impress experienced smokers at any gathering.    

StiX Pre-Rolls   

Thinking of going for a hike or going on a trip with friends during the holiday? StiX pre-rolls were made to be compact, convenient and easy to light anywhere. The premium cannabis is expertly rolled to ensure a smooth delivery that burns perfectly.   

Select Cliq  

For vape connoisseurs on 420, Cliq by Select is a pocket-sized vape delivery system that uses gravity-fed pod technology to ensure you enjoy every drop of oil. Cliq’s hardware is only compatible with Select’s best-selling Elite oils and guarantees high potency and a broad spectrum of cannabinoids with the highest concentration of activated THC.   

Crystal Clear Cartridges & Disposable Vape Pens   

We like the founders of Crystal Clear because they are obsessed with quality control and creating a product that delivers a great high every time. These cartridges and disposable pens are available in proprietary blends that replicate a flower’s terpene profile to create the same high without tars and resins. 

Old Dogs, New Tricks: Is Your Canine In Need Of Cannabis?

Trey Reckling
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0
Old Dogs, New Tricks: Is Your Canine In Need Of Cannabis?

Although owners are always discouraged from using cannabis products formulated for humans on their pets, there is a growing variety of hemp derived products that may help relieve joint pain.

You see them in the dog parks and on walks around the neighborhood — those slower moving old dogs still doing their best to be the best companion they can be, striving to keep up the pace they once had. Try as they might, age and disease take a toll.

A whopping 70 million dogs experience some form of osteoarthritis (OA), a chronic form of joint inflammation that is the result of cartilage deterioration. It is a painful condition experienced by dogs, especially those in their senior years. Similar to humans , pain and swelling, stiffness, and aching joints are common symptoms. 

Also similar to humans, there is no known cure. The therapeutic goal is usually to simply reduce the impact of symptoms, to make walking, getting up and down and even sleeping a bit more comfortable. Typically veterinarians and pet owners employ a variety of medicines such as NSAIDs, steroids and opioids to reduce their joint pain. The problem is each of these commonly used approaches comes with their own risks, including increased risk of heart attack, stroke, and weakening of bones.

If Your Dog Has Diabetes You're More Likely To Have Diabetes Too
Photo by Artem Beliaikin via Unsplash

RELATED: How CBD Can Help Dogs With Osteoarthritis

Fortunately, the active compounds in the cannabis plant are also showing promise when it comes to treating the pain associated with certain types of canine arthritis. Amendments to the 2018 Federal Farm Bill stated that hemp containing less than 0.3% THC can be legally grown, sold, and possessed in every state in the U.S. That number is not only important for the legality of the products but is also at a threshold so low that it ensures pets will not become intoxicated. 

A 2020 study by Baylor College of Medicine, published in the journal Pain, examined the use of CBD for canine OA. It showed both a significant decrease in pain and an increase in mobility for the affected animals. 

This comes as no surprise for veterinarians like Dr. Tim Shu, who have been using whole plant CBD dominant products formulated for pets for years. I recently interviewed Dr. Shu for my YouTube series, Saturday Sesh, where he reminded us that, “..cannabis was a part of the veterinary pharmacopeia just like how it was for humans. Prior to the 1900s cannabis was recognized as medicine not just for humans but also for animals as well. There’s also texts from ancient civilizations that go into the use of cannabis as medicine for not just humans but also for animals.” 

dog CBD
Photo by Honest Paws via Unsplash

RELATED: You Can Give Pets CBD, But What About THC And Other Cannabinoids?

Although owners are always discouraged from using cannabis products formulated for humans on their pets, there is a growing variety of hemp derived products that may help do the trick. Dr. Shu reminds us that for those pet parents seeking to include cannabis based medicines for their animal’s health, it is important to not only consult a veterinarian, but to also seek out products that are formulated specifically for pets and have been laboratory tested. 

Click HERE to watch the entire conversation with Dr. Shu.

Celebrating 420 In Illinois? Here Are Our Favorite Products

Terry Hacienda
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0
Celebrating 420 In Illinois? Here Are Our Favorite Products

For those new to the biggest cannabis holiday of the year, there’s never been a better time to get started on your journey.

Are you looking for a special way to celebrate 420 this year or just a fun gift for the cannabis enthusiasts in your life? Illinois’ growing selection of products can be overwhelming for new and returning consumers alike, which is why we’ve curated a list of our favorite brands that will make this year’s 420 the best one yet.   

For those new to the biggest cannabis holiday of the year, there’s never been a better time to get started on your journey! From elegant mini pre-rolls to discreet edibles, there are options for consumers looking for a more low-key experience.

No matter where you are on your cannabis journey, these standout products will resonate with every kind of consumer.   

What's The History Behind The Date 4/20?
Photo by XtockImages/Getty Images

If You Want a Good Time While Supporting a Good Cause: 

Good Green 10.5g Popcorn Flower  

This 420, take some time to support the Good Green mission to partner with change-making organizations to create real, sustained progress against the War on Drugs in Black and Brown communities. Proceeds from Good Green sales support local nonprofits selected through the grant application process so now you can enjoy a quality smoke while supporting a good cause. Good Green offers popcorn buds at a great value with a unique three-eighths (10.5g) in a variety of Sativa, Hybrid, and Indica strains. The extra eighth makes this a smart idea for big gatherings.  

Dogwalkers Mini Dog Pre-rolls  

 

If you plan to spend 420 outdoors, Dogwalkers Mini Dog pre-rolls are designed to complement a leisurely stroll around the neighborhood with your four-legged companion. Not only are the pre-rolls hand-packed with premium flower and packaged in a sleek tin, but a portion of all sales go to deserving animal shelters across the country.  

For the Connoisseur in Your Life

RYTHM White Durban 3.5g  

 

For true cannabis connoisseurs, RYTHM Hybrid Premium flower eighths offer a variety of expertly cultivated and meticulously cured strains with optimal potencies, lush aromas, and rich flavors. Our favorite strain of the moment is White Durban, a sativa-dominant offering that offers a euphoric and stimulating high. This strain is known for its notes of sweet earth and fuel, and its buds which are coated in a dense layer of glimmering trichomes.    

For the Self-Care Enthusiast

+PlusCBD Reserve Collection  

 

A great gift for a friend or loved one who is trying to reach new health and wellness goals, the +PlusCBD Reserve Collection was specially curated to celebrate the brand’s very first batch of +PlusCBD oil and gummies. Gummies and oils from the collection can offer physical and mental relief when intense support is needed. These products contain a healthy dose of a full spectrum hemp extract and less than 0.3% THC by weight.  

Quim’s Intimate Serums + Everyday Oils  

 

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Quim’s collection of high-quality, plant-based lubricants meets all your intimate needs, fostering proactive self-care rituals that support vaginal health and enhanced pleasure and relaxation.   

For a Cute Smoking Experience

Miss Grass Hemp + Herb Minis   

 

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Miss Grass’ hemp is available in boxes of five .4g mini pre-rolls and formulated with adaptogenic herbs that create heightened effects without using THC. Available in Balance, Pleasure and Sleep offerings, these pre-rolls are perfect for those seeking out a blissful body high.   

Flower by Edie Parker Fruit Pipes  

Edie Parker’s fashionable fruit pipes are the perfect gift for sophisticated canna-lovers. Made of borosilicate glass, add the orange, cherry and grape pipes to your collection and show them off at your 420 get-togethers.   

Beboe Inspired Vape Pen 

 

Looking to impress at this year’s 420 party? Sparkly yet functional, the light and bright Inspired Vape Pen is intended for afternoon enjoyment and social gatherings. Beboe products deliver sophisticated, sleek, 100% natural cannabis experiences so that you can enjoy your day without losing your cool.  

If You’re in the Mood for a More Discreet Experience

WYLD Sparkling Water Variety Pack  

 

Wyld’s Sparkling Water Variety pack uses carefully honed recipes to create an enhanced concoction with real fruit flavors and THC-free hemp. This real-fruit and CBD-infused sparkling water come in 4 flavors: Raspberry, Lemon, Blackberry and Blood Orange.  

incredibles Snoozzzeberry gummies  

If you’ve blocked out the day to spend 420 in bed, incredibles’ Snoozzzeberry gummies with CBN and THC might be the right choice for you. Made with pure distillate in a homogeneous mixture to help deliver a consistent high, these gummies are specifically designed to help you get the quality sleep you’ve been missing. 

A 420 Gift Guide For California’s Cannabis Lovers And Newcomers

Terry Hacienda
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0
A 420 Gift Guide For California’s Cannabis Lovers And Newcomers

To celebrate the state’s biggest 420 yet, we’ve curated a comprehensive collection of local offerings. You won’t want to miss these!

420 may be a global celebration today, but it’s important to remember the holiday’s deep Californian roots.

The tradition first originated in the 1970s when a group of San Rafael High School students would meet in the afternoons at 4:20 p.m. to smoke. The code was later popularized by the Grateful Dead and well, the rest is history.  

To celebrate California’s biggest 420 yet, we’ve curated a comprehensive collection of local offerings featuring premium flower, delectable gummies and next-level infused beverages. 

420
Photo by JOSHUA COLEMAN via Unsplash

RELATED: Cannabis Sales Have Been Sluggish Lately, Will 4/20 Change This Trend?

Whether it’s your first or 50th 420, our gift guide has something for every kind of consumer.  

If You’re Looking for a Sweet Treat

Cosmic Infused Fruit Gummies  

For an out-of-this-world time this year, look no further than Cosmic Infused Fruit Gummies.  The flying saucer-shaped gummies are available in Indica, Sativa, and Hybrid offerings in a range of delicious fruit flavors including blue raspberry, sour pineapple, strawberry and sour apple cherry. 

WYLD Enhanced Gummies  

As the largest edibles brand in the country, WYLD has developed a loyal following for obvious reasons. Each gummy is formulated with unique botanical and fruit terpenes and carefully crafted for every type of adventure. Available in eight natural fruit flavors including Elderberry, Pomegranate, and Raspberry, these gummies are a crowd favorite and perfect for any 420 getaway.  

High Life Farms Nuggies  

High Life Farms is the world-class cannabis kitchen creating confections for popular brands like Kiva and Wana. Nuggies, the farm’s line of THC-infused chocolate-covered pretzels, are a delicious 420 snack for foodies and cannabis connoisseurs. These indulgent bites are available in three flavor combinations, including Chocolate & Peanut Butter, Peanut Butter & Banana and Strawberry & Cream.     

Valhalla Dark Chocolate Bar 


Valhalla’s Dark Chocolate bar is the perfect gift for those with a giant sweet tooth. These artisanal bars are wrapped in gold foil to represent the Golden State and taste like roasted cacao beans and silky sophistication. Each vegan bar is infused with 100mg THC of premium-grade cannabis that offers a relaxing yet uplifting high.  

If You’re in the Mood for Infused Libations

Klaus Mezzrole 

 

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“The Cocktail Whisperer,” Warren Bobrow, is the genius behind Klaus, a newly launched brand of craft cannabis drinks. The Mezzrole is a terpene-forward cocktail featuring bold aromas from the Hippie Crasher strain. An adventurous alternative to alcoholic seltzers, Mezzrole gets its zesty flavor from caramelized spicy ginger and french lime puree. The result is a delightful cannabis-infused beverage that contains 10 mg of THC per can –perfect for cocktail and cannabis enthusiasts alike.  

MXXN London Dry, Jalisco Agave, and Kentucky Oak 

 

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Another great gift for cocktail drinkers, MXXN (pronounced ‘moon’) is a cannabis-infused non-alcoholic beverage that is the first of its kind in the cannabis industry. One ounce of MXXN contains 4 mg of THC and can be used as a one-to-one replacement for traditional spirits.  For those trying to unwind without the crippling hangover, consider swapping out your favorite bourbon, gin and tequila brands for MXXN’s Kentucky Oak, London Dry  and  Jalisco Agave offerings. 

House of Saka Infusions PINK & WHITE   

A 420 gift perfect for wine enthusiasts searching for an elegant cannabis-infused beverage. Just like fine wine, House of Saka is handcrafted from Napa Valley grapes, and each vintage varies in taste, color, and THC dosage. Saka PINK is an infused  Pinot Noir that offers subtle aromas of red fruit, honeysuckle and spring flora. Chardonnay drinkers can opt for Saka WHITE, which contains mouth-watering aromas of ripe peach, apricot and toasty oak.      

A Few More Traditional Options

Disposable 5g Sauce Pen Sour Gelato 

For vape connoisseurs, the Gold Drop High Terpene Sauce Pen contains 100% fresh cannabis extract and is additive-free while offering dab-like potency. The Sour Gelato strain delivers unique flavor and aroma with energizing dreamy cerebral effects.  

State Flower GrandDaddy Purple 

State Flower has proudly grown GrandDaddy Purple (GDP), the Bay Area’s most legendary purple strain, since 2009. A mixture of the Purple Urkle and Big Bud strains, GDP has notes of grape, dark chocolate and peat.   

Presidential Moon Rock Blunt XJ13 

If you’ve been searching for a healthier smoking option this 420, Presidential’s blunts are rolled in 100% tobacco-free wraps and coated in the highest quality kief. The slow-burning Moon Rock Blunts feature flower cultivated by the award-winning THC Design and are infused with premium distillate in a proprietary process. The XJ13 strain is the perfect choice for anyone who prefers a euphoric and energetic high.  

People With This Disorder Have Higher Odds Of Developing Breakthrough COVID-19

Maria Loreto
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People With This Disorder Have Higher Odds Of Developing Breakthrough COVID-19

New research shows that people with mental illness are more likely to develop breakthrough COVID-19, an infection that occurs post-vaccination.

A new study finds that people with mental illnesses are more likely to develop breakthrough COVID-19 infections.

Published in JAMA Network and conducted by researchers from California, the study was conducted on over 250,000 fully vaccinated patients in the U.S. The data was acquired through the U.S. Veterans Affairs health system, with mostly male participants, with a significant percentage of them having a psychiatric diagnosis.

RELATED: The Length Of This Body Part Could Impact Your COVID-19 Symptoms

New Report Says COVID-19 Is Affecting Teen’s Mental Health
Photo by cottonbro via Pexels

RELATED: Long COVID-19 Symptoms Can Vary Depending On This

The study measured the odds of breakthrough COVID-19, infections that occur in people that were already vaccinated.

Researchers theorized that psychiatric disorders were associated with an increased risk for COVID-19 infections and set out to find answers considering that there’s a link between mental health and COVID-19. They found that there was a link between these conditions and COVID-19.

Results showed that participants over the age of 65 with “substance abuse, psychotic disorders, bipolar disorder, adjustment disorder, or anxiety” were 24% more likely to develop breakthrough COVID-19.

While age played an important factor, young participants with some kind of mental illness were 11% more likely than their counterparts to develop breakthrough COVID-19.

“Our research suggests that increased breakthrough infections in people with psychiatric disorders cannot be entirely explained by socio-demographic factors or pre-existing conditions,” said study leader Aoife O’Donovan of the San Francisco VA Health Care System.

RELATED: Patients With Allergic Disease Have Higher Odds Of Developing This Condition

Previous studies have found links between mental health conditions and COVID-19, noting that people who survived COVID-19 were more likely to develop mental health conditions afterward. These conditions included anxiety and mood disorders, and to smaller degrees, dementia, and stroke.

Legal Marijuana Lowers Demand For This, New Research Shows

Maria Loreto
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0
Legal Marijuana Lowers Demand For This, New Research Shows

The study marks one of the first to examine the impact of legal marijuana on prescription drugs.

Legal marijuana has a significant impact on prescription drug use, which shouldn’t come a as a surprise to anyone who understands the plant’s affect on pain and other ailments. According to results of a new study, legal marijuana reduces the demand for prescription drugs through state Medicaid programs.

The data was collected by researchers from Cornell University between 2011-2019, a time  when marijuana started to earn its legal status in several states. The prescription drugs that experienced the biggest change in demand include those that target pain, depression, anxiety, sleep, psychosis, and more.

RELATED: Medical Marijuana Not Always An Affordable Alternative To Prescription Drugs

New Mexico Legalized Recreational Marijuana Leaving Medical Marijuana Patients Struggling To Find Product
Photo by Jupiterimages/Getty

The research, published in the journal Health Economics, marks one of the first studies to examine the impact of legal marijuana on prescription drugs.

“These results have important implications,” said study author Shyam Raman. “The reductions in drug utilization that we find could lead to significant cost savings for state Medicaid programs. The results also indicate an opportunity to reduce the harm that can come with the dangerous side effects associated with some prescription drugs.”

RELATED: Driving High On Marijuana Might Not Be As Dangerous As Prescription Drugs

More research is needed on this topic, but marijuana’s ability to curb prescription drug use has long been a source of interest for proponents of the drug, who theorize that cannabis provides an opening for treating a variety of conditions with a more natural approach, eliminating the negative side effects associated with these medications.

Currently, 37 states have medical marijuana programs in place, while 18 allow for recreational marijuana.

Marijuana Trafficking Is Changing At US-Mexico Border — Here’s How

Tom Gaffey
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0
Marijuana Trafficking Is Changing At US-Mexico Border — Here’s How

While the DEA did not outright attribute recreational marijuana legalization to the decrease in trafficked weed over the U.S. border, there is certainly a connection to be made.

The United States and Mexico border has made front page news daily for nearly a decade for all sorts of reasons. Whether it is building an expansive border wall, or major immigration policy issues — or even the ever-evolving problems of drug smuggling — there is always something critical to report on this 1,954 mile long imaginary line.

Recently, however, there has been a shakeup in one of the U.S. and Mexican border’s previously-biggest talking points: marijuana trafficking. Only a decade ago, Mexico was smuggling a significant amount of the marijuana consumed by Americans, according to the DEA. Now it appears as though marijuana smuggling into the United States is decreasing, while Mexico is seeing an increase of American made pot entering its side of the border.

The DEA released a new report, stating that, “in U.S. markets, Mexican marijuana has largely been supplanted by domestic- produced marijuana.” This is a major shift from the days when the vast majority of marijuana was coming into the United States from Mexico. 

Tijuana
Photo by DAVID NIETO via Unsplash

RELATED: Cannabis Crossing US-Mexico Border Now Going In Opposite Direction

The report, titled “FY 2023 Performance Budget Congressional Budget Submission,” did, however, say that Mexico is still the main foreign supplier of U.S. marijuana. The report did not go so far as to attribute this decrease in illegal drug trafficking to legalization efforts in many U.S. states. Instead, it stated that “The national landscape continues to evolve as states enact voter referendums and legislation regarding the possession, use, and cultivation of marijuana and its associated products.”

While the DEA did not outright attribute recreational marijuana legalization to the decrease in trafficked weed over the U.S. border, there is certainly a connection to be made. In fact, this trend was noticed shortly after states began passing legalization measures. 

According to a 2018 Cato Institute report on this exact subject, “State marijuana legalization starting in 2014 did more to reduce marijuana smuggling than the doubling of Border Patrol agents or the construction of hundreds of miles of border fencing did from 2003 to 2009.”

Not only is marijuana easy to get in America, it’s also a top quality product. This could be why marijuana is exiting the U.S. more and entering less. Mexico has made some small steps to catch up, like legalizing adult cannabis use and legalizing low-THC cannabis cultivation, but it has a long road ahead to total legalization. As we have previously reported, “For years, legalization advocates in Mexico argued that the country could easily establish a wildly profitable cannabis industry, but legalization came faster to parts of the U.S. — mostly importantly California — than its neighbor to the south.”

RELATED: Marijuana Seizures At The Michigan-Canada Border Are Booming

The United States and Mexico both have complicated relationships with marijuana, and neither country seems to have it figured out yet. Until the day comes where both countries have legalized the cultivation and sale of marijuana, there will likely be a continued ebb and flow at an already unpredictable and exhausted border.

Majority Of People Would Lie About Their Cannabis Use To Qualify For This

Terry Hacienda
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0
Majority Of People Would Lie About Their Cannabis Use To Qualify For This

Even though you may have to pay a higher premium, honesty is always the best policy when applying for life insurance rates.

This article originally appeared on Cannabis.net and has been reposted with permission.

In the United States alone, there are 49.6 million cannabis consumers each year. On top of that, 18 states including Washington D.C. have legalized its recreational use while 37 more legalized it for medical use as of April 2022. These figures are expected to double by 2025.

Given the rising popularity of cannabis use among recreational as well as medical users, how does life insurance fit in to all of this? Many insurance providers increase insurance quotes when people admit to cannabis use.

rolling a marijuana joint
Photo by gradyreese/Getty Images

RELATED: Will The Life Insurance Industry Cover Cannabis Users?

Getting life insurance is necessary for most people who want to benefit from protection caused by unexpected costs and expenses. It will also help make sure that the money you are saving for the future is protected, and ensuring that you have the capacity and resources to protect your family should something happen to you.

A recent survey conducted by Forbes Advisor showed that 56% of participants are willing to lie about their marijuana use to avoid these increased costs. It was also surprising that half of the people that were surveyed were actually aware that marijuana use could have an impact on life insurance costs. Overall, 60% of respondents said they would hesitate applying to life insurance because they consume cannabis, but 24% reported they did not want to be denied the service just because they use cannabis.

Most of the survey respondents also agreed that using cannabis recreationally should have an impact on life insurance quotes, and 13% of them disagreed. Meanwhile, 57% think that using cannabis for medical purposes should be a consideration while 14% did not agree.

Impact Of Cannabis Use On Life Insurance Rates

Upon application for life insurance, all individuals are given a health classification depending on your current health status as well as your lifestyle. You will be paying more for coverage if you have a lower classification. There are some insurance companies that categorize cannabis users on the same level as tobacco users, meaning that you would only be eligible for smoker rates that are typically as much as three times higher compared to non-smoker rates.

Meanwhile, other life insurance companies already offer non-smoker rates for cannabis users, sometimes even giving their best rates for marijuana users. Even though smoking does have an impact, the biggest factors that will affect your rates are any underlying health conditions you might have.

RELATED: Here’s How Many Medicare Patients Use Marijuana, Even Though It’s Not Covered

You may also be asked specific questions about your cannabis use, such as the type of cannabis you smoke or consume (synthetic or botanical), how often you smoke or consume cannabis, if you have ever been treated for alcohol or drug abuse, or if you use cannabis to treat a health condition.

When applying for life insurance coverage, it’s always best to tell the utmost truth in your application. It’s possible that insurance providers can discover the truth if they dig around your medical history and they can discover that you are indeed a marijuana user, and if you are caught lying, you can be charged with fraud.

cannabis insurance money
Photo by Yarygin/Getty Images

Life insurance providers can deny your coverage if they find out it’s fraudulent. Additionally, if you are caught lying after the policy has been sold, the policy can be voided. But the frequency at which you consume cannabis can also lower your insurance rates, so if you state that you smoke less than 8 days a month, then there is a chance that you could still qualify for decent rates depending on the company that you talk to.

Now if you smoke more than half the month, then you can be denied life insurance all together.

To sum it up, there are three possible outcomes that can occur if you apply for life insurance and are a cannabis user:

Even if cannabis is legal in your state and studies confirm that cannabis use is significantly safer compared to tobacco, for insurers, smoking is the same no matter what you’re smoking.

Drug Tests

It’s not uncommon for medical exams to be a requirement when applying for life insurance. Urine and blood tests may look out for THC.

If you admit to using cannabis but don’t have any positive THC in your tests, there’s also a chance that you could get lower rates. For this reason, it could be ideal to abstain for at least one month before your exam if you want to better your chances of a negative drug test.

When it comes to CBD use, the good news is that the rules don’t apply to it. Most, if not all, insurers don’t consider CBD in the same way that they do THC.

6 Things You Should Know When Mixing Cannabis And Caffeine
Photo by Panos Sakalakis via Unsplash

Other Factors

Even though you may have to pay a higher premium, honesty is always the best policy when applying for life insurance rates.

People who don’t consume cannabis excessively, don’t have any underlying health concerns that have prompted them to use medical cannabis, or have any marijuana-related DUI’s or arrests have the best chances of getting the best deals at insurance policies.

Conclusion

Recreational or cannabis users shouldn’t be deterred from getting a life insurance policy. Keep in mind that all insurers will treat cannabis differently, so it may take some time for you to shop around for the best policy for your specific needs.

This article originally appeared on Cannabis.net and has been reposted with permission.

Is DoorDash Considering Cannabis Deliveries?

Benzinga Staff Writer
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0
Is DoorDash Considering Cannabis Deliveries?

By Nicolás Jose Rodriguez

MacRumors writer Steve Moser tweeted on Monday that DoorDash, the popular food delivery company, was considering cannabis delivery.

“DoorDash is working on cannabis delivery (after verifying a customer’s age). $DASH,” Moser posted on Twitter.

RELATED: Why Cannabis Tech Is Now More Valuable Than Cannabis Itself

“DoorDash changed this image again today. Also, the attached image shows some of the cannabis-related text in DoorDash’s app which indicates DoorDash is working on cannabis pickup… You will not be charged when placing the order. Pay when you arrive at the store and provide an ID,” added Moser in a subsequent tweet, showing a couple of screenshots of a few icons and a line of code saying, “You will not be charged when placing the order. Pay when you arrive at the store and provide an ID.”

Why It Matters

Moser did not reveal the source of this information.

“This is kind of hard to believe. Not gonna keep an NYSE listing if they do delivery, and they can’t farm out to independent contractors — delivery drivers generally have to be employees(…),” tweeted @MarcHauser8


Benzinga reached out to DoorDash and asked if it is working on cannabis delivery.

“DoorDash is always thinking about new ways to provide the communities we serve with access to unparalleled convenience and opportunity through our platform. We continually explore and test new innovations, but don’t have any new updates to share at this time,” said a DoorDash spokesperson.

RELATED: Uber Wants To Explore Marijuana Delivery Once It’s Federally Legal

DoorDash shares are trading lower on Monday — at market close it was down 5.68% at $103.10 — alongside several other stocks in the broader consumer discretionary sector amid overall market weakness as a rise in bond yields weighs on stocks.

This article originally appeared on Benzinga and has been reposted with permission.

New York Mayor Suggests Public Housing Rooftops To Grow Weed — There’s Just One Big Problem

Maria Loreto
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0
New York Mayor Suggests Public Housing Rooftops To Grow Weed — There’s Just One Big Problem

Eric Adams’ idea would be a convenient way of solving the issue of growing marijuana in a crowded city.

New York Mayor Eric Adams wants to use public housing rooftops as cannabis greenhouses. Despite the innovative idea that could provide some solutions for the city’s nascent cannabis industry, current federal laws make it unlikely for this to happen.

According to Gothamist, Adams made the comments at the New York State Association Association of Black, Puerto Rican, Hispanic & Asian Legislators 51st Annual Legislative Conference on April 9.

RELATED: What Are Americans’ Views On Cannabis In General? New Poll Reveals

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Photo by Ferdinand Stöhr via Unsplash

“We want to examine the possibilities of having a greenhouse space on (New York City Housing Authority) rooftops to grow cannabis,” said Adams. “The jobs can come from NYCHA residents. The proceeds and education can go right into employing people right in the area.”

Gothamist reports that the U.S. Department of Housing and Urban Development, the authorities responsible for these types of permits and authorizations, said that they hadn’t been approached by the Mayor’s office. “HUD has not been approached on this issue,” they wrote in an email. “There isn’t much more to say, marijuana is illegal in public housing.”

Adams’ idea would be a convenient way of solving the issue of growing marijuana in a crowded city, where there’s not a lot of room to spare. According to the Mayor’s office, their priority is to make the people that were targeted by the War on Drugs the first to benefit from the cannabis industry.

“(Federal) laws still on the books continue to harm the same communities that have been targeted for decades,” said Adams. “The House passed legislation to this effect earlier this month, and we need those who are obstructing progress at the federal level to follow New York’s lead.”

New York Mayor Suggests Public Housing Rooftops To Grow Marijuana
Photo by Visoot Uthairam/Getty

RELATED: Does Smoking Weed Help You Concentrate And Improve Productivity?

At the start of the month, the U.S. House of Representatives passed a bill to decriminalize marijuana, something that would make the drug easier to handle on a state and federal level. The bill’s approval could result in marijuana becoming easier to investigate and in its removal of it from the country’s list of controlled substances. In order for this to occur, the bill would have to be approved by the Senate, which remains unlikely.

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